ACEL Offers A Product That Fits You and Your Business...


A Capital Lease (Lease Financing) with a $1.00, 10%, or 20% purchase option passes ownership to you at the end of the lease term. In most cases, you will be able to take the depreciation for tax purposes. 


A True Lease with a Fair Market Value Purchase Option provides you with the flexibility to:

  • purchase the equipment at the end of the term
  • return the equipment to the lessor
  • or renew the lease for an additional term

Since the ownership of the equipment remains with the lessor during the initial term, you enjoy the benefits of the equipment at a low monthly payment and may be able to expense 100% of the monthly payment off your company's pre-tax income, keeping the purchase off your balance sheet and reducing your tax liability.


The Rental Program: Use the equipment for a year to 18 months at a set monthly payment then simply return the equipment at the end of the term. If you decide to keep the equipment, you can buy it with 60% of the rental payments you've made applied to the purchase price. The remaining cost can be converted to a term lease.


Equipment Loans - Conventional financing for your equipment purchases.


Customized Solutions: A great variety of lease finance products are available that allow you to tailor a program to fit month-to-month or year-to-year cash flow needs. For example, some leases allow you to miss one or more payments without penalty, an important feature for seasonal businesses.


Deferred or Step Payments at the beginning of the term allow your business to generate income from the new equipment before your regular payments begin.